Five Things Stagers are Tired of Seeing

DATE:MARCH 5, 2012 | AUTHOR:ROSLYN ASHFORD | CATEGORY:TIPS & ADVICE

Last  week, I conducted an informal survey of home stagers from the US and Canada on what they are tired of seeing in homes to be staged.  The responses were varied, but the issue below are the ones that bubbled to the top.  Stagers often meet with homeowners who are preparing their home for the market, and get to see a lot of homes. Here are a few “trigger” points from them, but I am sure there are more!

Dusty fake plants

There are number of easy to grow houseplants widely available, from the virtually indestructible snake plant to the common philodendron.  Some plants thrive well in low-sun and others work well with lots of sun and less watering.  Consequently, there is really no need for fake plants in real life!  They end up being dust collectors!

Messiness

Now we all know that not everyone is Felix Unger neat.  But if you KNOW your house is on the market (hint – there is a real estate agent‘s lockbox on the outside of your front or side door), there is no need to leave your home with underwear on the floor, unmade beds and stack of laundry on the coffee table.   Would YOU be motivated to buy a home that shows like this?  Why leave it like that for someone else?

Popcorn ceilings and wood paneling

What else can be said, these items instantly date your home.  If only I had a magic wand to make all the bad ceilings and wood paneling go away.

Kitchen cabinets busting at the seams

You know all of those small plastic containers accumulated from the weekly trips to the deli at the grocery store?  Yes, it is okay to recycle these, along with plastic bottles, cans and glass bottles. Or you could even include some when you donate clothes to local shelters or food to local food banks. Just know that you don’t have to keep each and every one that you receive.  Because when a buyer opens a cabinet door and they all fall out – so not cool.

Houses with too many pet items

Sellers – not everyone loves your pets like you do. Not only should your pets be invisible during showings but their accessories must go as well. That would be pet toys, food and water bowls, perches, dog beds, dog and/or cat carriers, large containers of food etc.  Not saying you have to toss it, but please find a way to store them, out of way for showings.

I am sure there are plenty more to add…fire away in the comments below!

Roslyn Ashford, MBA, is a former corporate recruiter turned home stager, and native Washingtonian (as in DC).  She hosts a bi-weekly tweet chat for home stagers and loves to stage small and vacant homes. Learn more about her growing company here or follow her on Twitter to keep up with the daily hilarity!

Note: The views and opinions expressed in this article are those of the author and do not necessarily reflect the opinion or position of Zillow.

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The Best Little List of Insurance Tips Ever!

What Your Insurance Agent Forgot to Tell You…

By Bobbie Sage, About.com Guide

Learning about insurance is excruciating for some. How many times have you read about someone wanting to sit down and read a good book on insurance? Yeah, it doesn’t happen often. And your insurance agent… do you think they are going to tell you all the insider insurance stuff?

So, if you have trouble reading a full article on any insurance subject or if your insurance agent is not your best friend, these quick tips will get you enough insurance knowledge to make you look like you know what you are talking about… and I bet you will learn a thing or two! Of course, going more in depth with your insurance knowledge is best so let this be a springboard for you to eventually dig into more insurance information!

This list will be updated regularly with great quick tips. If you have any tips you think are worthy of this list please email them to me.

So, here goes… The Best Little List of Insurance Tips Ever!:

1. One of the best ways to save on your auto, home, or health insurance is to reduce your deductible. You don’t want to make a claim anyhow on an amount you can afford, so raise your deductibles to the top amount you would be willing to pay out of pocket before your insurance kicks in. Raising your deductibles can save you a lot of money so it is worth checking into.

2. Get to know your grace period! Just because you forgot to pay your insurance bill on time does not mean it is canceled. Most policies have at least a 30 day grace period in which you can make your payment and your policy will still remain in effect. So before you assume your insurance is gone, check out your grace period and pay up!

3. Keeping your policies with one agent can pay off. Sometimes you can find cheaper insurance at different agencies but there are two reasons to stay with one insurance company or agent: First, you can get a multiple policy discount and second, your insurance agent is likely to work harder for you when it comes to claims and service.

4. Ask for discounts! Don’t assume your insurance agent will automatically give you all the discounts available. This is not because they don’t want to but because they don’t always know what discounts apply to you.

5. Credit and insurance goes hand and hand. Most insurance companies are partially basing rates on your credit history. Whether you think it is fair or not, it is happening. So, if you have some small credit issues get them cleaned up or if you can’t and still want to save, shop around because each insurance company has a different way to evaluate your credit.

6. Skip the credit card insurance offers and warranties. Those offers by your mortgage or credit card companies to pay your balances are not worth the cost. It is always better to make sure you have a good life insurance policy to cover your debts. Also, extended warranties are just mini-insurance policies and they are hardly ever worth the amount you pay for them, especially if you take care of your items.

7. Need cheap health insurance? Choose a high deductible policy and haggle with your doctor! Yes, you are comfortable doing it with the used car salesman so why not with medical professionals? People do it, even insurance companies haggle and get rates reduced! Getting a high deductible insurance policy, or better known as “emergency insurance,” will save you tons of money in premiums because it only kicks in usually after you have paid the first 5-10 thousand dollars (hence “emergency policy”). So, if you have other procedures the doctor would like to do that you will be paying for out of pocket… haggle with your doctor or the hospital. It sounds strange but you can reduce your costs and don’t worry because others are doing it too!

8. You may not have to pay that “out-of-network” charge on your health insurance bill.As long as you followed your obligations of choosing an in-network doctor and an in-network hospital, if for some reason another professional at the hospital gives you care and they are not in-network then you don’t have to pay. Your health insurance company will send you a bill anyhow, hoping you will pay but make sure you make it clear that you know you are not obligated to pay.

9. Insurance agents make way less on term life insurance. Term life insurance is basic life insurance that does what it is meant to do: it gives you a certain amount of life insurance for a certain amount of time. It is one of the most popular choices in life insurance because most families just get it while their kids are young… most people don’t need life insurance when their dependents do not depend on them anymore. It is also very popular because it is the lowest cost option in life insurance and therefore gives you the biggest life insurance bang for your buck. That makes it a very low commission product. This is not to say that other life insurance options are not a good choice, but make sure you know why your agent is trying to sell you a particular life insurance product.

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Nation remembers 9/11 attacks

by Laura Petrecca, Natalie DiBlasio and Oren Dorell, USA TODAY

  • New York City firefighters of Engine 33, Ladder 9, observe a moment of silence during ceremonies for the 11th anniversary of the terrorist attacks in Lower Manhattan at the World Trade Center on Tuesday in New York City.Mario Tama, Getty ImagesNew York City firefighters of Engine 33, Ladder 9, observe a moment of silence during ceremonies for the 11th anniversary of the terrorist attacks in Lower Manhattan at the World Trade Center on Tuesday in New York City.

New York City firefighters of Engine 33, Ladder 9, observe a moment of silence during ceremonies for the 11th anniversary of the terrorist attacks in Lower Manhattan at the World Trade Center on Tuesday in New York City.

NEW YORK — Victims’ families and others gathered Tuesday at Ground Zero, the Pentagon and near Shanksville, Pa., to remember the terrorist attacks that devastated the nation 11 years ago.

In New York City, remembrances marked one of the city’s most tragic days.

“It is extremely important that people never forget what happened on Sept. 11,” said New York City Fire Commissioner Salvatore Cassano, who is attending many events to commemorate those who lost their lives that day.

Security was tight as police officers in crisp, blue uniforms stood among men in suits with badges attached to their belt buckles. Police cars with flashing lights parked just off the West Side Highway near the World Trade Center site. A giant flag on the Freedom Tower unfurled early as cops stood nearby watching.

Family members read the names of their loved ones who died in the attacks and held pictures as waterfalls from the two memorials babbled in the background. One man held high a sign that had the name Danielle Kousoulis on it with pictures of the young woman and the words: “We miss you” and “We love you.”

“We lost 11 that day. Everyone who was working,” said Ladder 35 Capt. John Miles, who was with other firefighters early Tuesday morning setting up their annual breakfast for active and retired members as well as family members of those who died.

OPINION: The 11-year-old war: Forgotten but not gone

He said that even as the years pass, most of the families still come.

“It’s good for us that they (the family members) are here and it’s good for them that we are here,” he said.

The official commemoration began at 8:39 a.m. ET at the National September 11 Memorial plaza, an area that once held the twin towers but now hosts two memorial pools dedicated to attack victims.

There was a moment of silence at 8:46 a.m. ET to mark when the first commercial plane struck the north tower. Houses of worship across New York City rang their bells in remembrance.

Throughout the morning, family members of those who perished recited the victims’ names. The names of all 2,983 victims from the twin towers and Pentagon attacks, and those on Flight 93, as well as those who died in the 1993 World Trade Center bombing, will be read aloud.

There was a moment of silence for each time a hijacked plane hit its target and one for when Flight 93 crashed in Somerset County, Pa. There also were moments of silence at the times that each of the twin towers fell.

President Obama was among the speakers Tuesday at an invitation-only remembrance for victims and family members of those killed at the Pentagon.

“But no matter how many years pass, no matter how many times we come together on this hallowed ground, know this, that you will never be alone. Your loved ones will never be forgotten,” Obama said. “They will endure in the hearts of our nation, because through their sacrifice, they helped us make the America we are today, an America that has emerged even stronger.”

Afterward, he shook hands with many of the family members attending the event.

“Eleven years ago, on a morning very much like this, terrorists attacked our symbols of our strength … and took the lives of people from more than 90 countries,” said Defense Secretary Leon Panetta at the Pentagon. “Every year on 9/11, all of us take a moment to remember again where we were at that fateful moment,” as well as those who died at the World Trade Center, at the Pentagon and in a Pennsylvania field.

To the families, he said, “We are with you today and honored to be here today to remember your loved ones.”

Before Obama headed for the Pentagon, he and the first lady joined hundreds of White House staff members gathered on the South Lawn in the shade of the portico and in patches of sun. Most stood with their hands crossed in front of them.

A full Marine color guard emerged taking up a place on each side of a wide aisle for the president and Michelle Obama, who walked down the grassy strip as three bells tolled. They stood with heads bowed, facing the National Mall in the distance.

Obama and Mitt Romney will temporarily pull their largely negative campaign commercials off TV on Tuesday.

The Pentagon ceremony was held across from the National 9/11 Pentagon Memorial, where 184 metal benches memorialize the 59 crewmembers and passengers and 125 others at the Pentagon who were killed.

The ceremony will be similar to ceremonies in past years, though now there’s a new project to look forward to, said Jerry Mullins, spokesman for the Pentagon Memorial Fund, which raised money and developed the memorial.

The fund is preparing for a visitor education center that organizers hope to complete by early 2015, Mullins said. Fundraising has already begun.

“The families are very proud of the memorial,” Mullins said. “The recognition, and the pledge that was made 11 years ago — ‘Never forget’ — is a great comfort to the families.”

Outside Shanksville, Pa., people slowly started filing into the memorial plaza, including servicemembers in uniform and others wearing red, white and blue.

Vice President Biden spoke during the remembrance ceremony at the Flight 93 Memorial, where a hijacked plane crashed during the 2001 attacks.

Biden told families that he hopes with every passing year “you are able to sing more than you weep.”

“What they did for the country is still etched in the minds of not only you, but millions of Americans,” he said.

Patrick White, the president of Families of Flight 93, said having the permanent memorial allows people to feel a closer connection to the 40 passengers and crew members who were killed in the attack.

“Being able to put your hand on the gleaming white walls and touch the names of the one that we lost is something that is just very real and tangible,” he said.

White lost his cousin, Louis J. Nacke II, on Flight 93.

Of the four planes that terrorists hijacked, Flight 93 was the only one that did not hit its target. The plane was traveling from Newark to San Francisco when it was hijacked.

The 9/11 Commission said the terrorists likely wanted to crash the plane in Washington, D.C., targeting the White House or the U.S. Capitol, but passengers and crew fought back.

Instead of hitting a national landmark, the plane went down in a western Pennsylvania field killing everyone on board.

“Those 40 heroes kept the terrorists from their target,” White said. “If it did hit the U.S. Capitol, it would have been so much more devastating to our psyche and our ability to be come back from such a tragedy.”

The service included a reading of the 40 names of the Flight 93 passengers and crew, a ringing of the Bells of Remembrance and a wreath-laying.

Musical tributes and additional activities continued through the afternoon.

New York’s ceremony followed a last-minute breakthrough on a financial dispute that had halted progress on the Sept. 11 museum, and the commemoration itself was to be different: For the first time, elected officials did not speak at an occasion that has allowed them a solemn turn in the spotlight. There were also questions about the lines separating the 9/11 that is about personal loss from the 9/11 that reverberates through public life.

For former New York governor George Pataki, this year’s change ends a 10-year experience that was deeply personal, even as it reflected his political role. He was governor at the time of the attacks.

“As the names are read out, I just listen and have great memories of people who I knew very well who were on that list of names. It was very emotional,” Pataki reflected by phone last week. Among his friends who were killed was Neil Levin, the executive director of the Port Authority of New York and New Jersey.

But Pataki supports the decision not to have government figures speak.

“It’s time to take the next step, which is simply to continue to pay tribute,” Pataki said.

The National Sept. 11 Memorial and Museum — led by Mayor Michael Bloomberg as its board chairman — announced in July that this year’s ceremony would include only relatives reading victims’ names.

The point, memorial President Joe Daniels said, was “honoring the victims and their families in a way free of politics” in an election year.

Some victims’ relatives and commentators praised the decision. “It is time” to extricate Sept. 11 from politics, the Boston Globe wrote in an editorial.

But others said keeping politicians off the rostrum smacked of … politics.

The move came amid friction between the memorial foundation and the governors of New York and New Jersey over financing for the museum. That friction abruptly subsided Monday, when Bloomberg and New York Gov. Andrew Cuomo announced an agreement that paves the way for finishing the $700 million project “as soon as practicable.”

On Tuesday, Obama’s motorcade made an unscheduled stop at National Cemetery after the Pentagon ceremony. The president and Michelle Obama walked among the chalk-white markers in the bright sun and shade, pausing to place a “challenge coin” on one of the first graves.

The medallion is given by commanders as motivation to soldiers or to honor achievement. The Obamas talked for several minutes over the grave, which marked a collective memorial for victims of an Oct. 26, 2009, helicopter crash in Afghanistan.

After Obama placed several more coins on graves along the walk, the motorcade rolled back to the White House.

Gordon Felt, who lost his brother, Edward Felt, on Flight 93, said anniversary ceremonies like the ones on Tuesday give families the opportunity to come together.

“One of the passengers, Toshiya Kuge, was from Japan, and his mother comes every year. We only see her once a year on the anniversary. We have families from the West Coast, Florida, all over the country,” he said. “They gather here every anniversary. It gives us a time of peace to be together, to talk about our loved ones, to mourn together. There is a wonderful connection with the families. We didn’t know each other, much like the passengers and crew.”

Contributing: Carolyn Pesce in McLean, Va.; the Associated Press

 

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Regulator Vows New Rules to Repair Mortgage Markets

In a move aimed at making it easier for consumers to get mortgages, the federal regulator for Fannie Mae and Freddie Mac FMCC -2.12% said Monday the mortgage giants would address a big controversy of the housing bust: who gets stuck with bad loans.

Fannie and Freddie have forced banks to repurchase billions of mortgages that have defaulted over the past few years. To protect themselves from facing similar demands, banks have raised their lending standards beyond what the two mortgage companies require, scrutinized appraisals, and demanded extensive documentation of a borrower’s income and assets.

image

ReutersA bank-owned home for sale in Encinitas, Calif., in a file photo from 2009.

To ease lenders’ concerns, the Federal Housing Finance Agency said on Monday it would issue guidance that would detail steps that could limit their risk of having to buy back defaulted mortgages in costly loan “put-backs.”

For example, banks will be released from having to buy back a loan under certain conditions if the mortgage has a record of on-time payments for the first 36 months, or for the first 12 months on loans that are part of an existing refinancing initiative. Those changes will take effect next year.

It isn’t clear how far the latest guidance will go toward making it easier for consumers to get a mortgage. While mortgage rates have fallen by a full percentage point over the last 18 months, demand for new loans remains nearly unchanged from one year ago.

“For the market to reclaim the strength it once had—and to provide a cornerstone for the mortgage market of the future—it is vital we consider ways to improve” the loan review process, Edward DeMarco, the acting director of the Federal Housing Finance Agency, told an industry conference Monday.

Fannie and Freddie don’t make loans, but instead acquire or guarantee those made by banks and other lenders. Those banks make certain “representations and warranties” to Fannie and Freddie when they sell loans, and the mortgage giants can force banks to take back any loans found to run afoul of those standards. Over the past year, banks have charged that Fannie and Freddie are putting back more loans that defaulted for reasons that had nothing to do with an underwriting defect.

Fannie and Freddie have asked that banks buy back nearly $75 billion in loans that lenders sold to the mortgage giants since 2005, according to Inside Mortgage Finance, an industry newsletter.

The new rules won’t have any impact on the current battle over who winds up with the bad loans made during the boom years.

In exchange for shielding banks against put-backs on certain loans, Fannie and Freddie will step up screening for potential loan defects of new mortgages. Officials said Monday that a more robust data-collection system implemented in recent years has made it possible to increasingly review loans as they are acquired, as opposed to reviewing them after they default.

Because buying back one bad loan can wipe out the profit on 30 or 40 good loans, lenders have become extremely cautious in approving mortgages. “If there’s a question at some point, it’s the safer move to deny” the loan, said Bob Walters, chief economist at Quicken Loans.

An April survey of senior loan officers by the Federal Reserve showed that the risk of put-backs had become a leading factor preventing banks from easing credit standards for mortgages, even as they have eased standards for other loans, such as cars and credit cards.

“Lenders have pulled back because they don’t know what their future exposure around repurchases is going to be…. Ultimately that has limited the availability of mortgage credit,” said Maria Fernandez, associate director for housing and regulatory policy at the FHFA.

The agency’s goal, she added, “is to be very clear with lenders what our expectations are so we can help facilitate more liquidity.”

Industry analysts said the impact of the new rules would rest largely on the details of the rules issued by Fannie and Freddie, and how they enforce those rules. “If you have written guidance from these quasi-government agencies what their terms are, they can’t really walk away from that,” said Laurence Platt, a banking-industry lawyer at K&L Gates in Washington.

At the same time, banks face new regulation in the coming year that could keep them in a defensive position. One provision of the Dodd-Frank financial-overhaul law, for example, carries potentially steep penalties if banks don’t properly ensure a borrower has the capacity to repay a loan.

Some large banks are also facing subpoenas from federal prosecutors as part of an effort by the FHFA’s inspector general to determine whether the U.S. could recoup money from banks that sold defaulted loans to Fannie and Freddie, according to people familiar with the investigation.

“It’s one step forward, two steps back,” said Mr. Platt. “You have a bunch of different legs that aren’t walking in unison.”

By NICK TIMIRAOS

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Is this the end of a 25-year run for stainless steel?

Is this the end of a 25-year run for stainless steel?

Stainless has been the big word in kitchen appliances for years. What’s next? Two major appliance manufacturers are going head-to-head with difference finishes, as Ellen Byron explains on Lunch Break. Photo: David R. Lutman for The Wall Street Journal

Major manufacturers are placing bets on different potential successors to the shiny, upscale appliance finish, which surprised everyone with its resilience.

It is a pivotal moment in kitchen design: While stainless steel is still the dominant look, there are clear signals it has outworn its welcome, even with no clear successor in place.

The appliance industry has tried to promote new looks before. In recent years, manufacturers have pitched “oiled bronze,” “antique copper” and a gray hue called “meteorite,” as well as aluminum and other look-alikes, but none has been able to unseat stainless steel.

Whirlpool Corp., WHR +3.34% the world’s largest home-appliance maker, recently introduced its “Ice Collection” of appliances, including glossy white. “White is the new stainless,” a Whirlpool news release says.

“Black is the new stainless steel,” Wolf Appliance says in a news release for black glass ovens introduced this spring.

(t-b) Whirlpool; Wolf; GE (2)

Last weekend, General ElectricGE +3.20% introduced refrigerators, ovens, microwaves and dishwashers in a muted gray called “slate.” Miele says it will roll out new high-gloss finishes for the U.S. in the near future, refusing to divulge details.

The new colors and materials, though not as vibrant as the avocado-green and harvest-gold of previous eras, try to blend in with their surroundings, rather than stand out like a trophy of technology the way shiny stainless steel tends to do.

Introducing a new finish is a gamble. Development takes a year or more. Stores sometimes grant extra space to new ideas, but typically manufacturers have to work within an allotted number of slots, so an unsuccessful product can put the company’s overall sales at risk.

No manufacturer is writing stainless steel off completely. It is too durable and versatile for that. Whirlpool, mindful of consumers’ devotion to it, played it safe and included a stainless-steel option in the new Ice Collection line. Still, there is a growing sense that stainless steel’s popularity is running into overtime.

BIG MOMENTS IN KITCHEN APPLIANCES | It’s All About the Finish

[image]GE1925: All-white enameled ranges, like this Hotpoint model, become widespread.

Whirlpool1950s:KitchenAid dishwasher. Petal pink, canary yellow and turquoise were kitchen hits.

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GE1960s:Nature-inspired finishes such as avocado, harvest-gold and ‘coppertone,’ are popular as kitchen appliances continue to be a color source.

GE1976:Softer shades, including almond, coffee and ‘fresh avocado,’ appear.

[image]Viking1980s: Viking Range Corp. launches its iconic stainless-steel open-burner range in 1987, a pioneer among expensive, high-performance ‘trophy’ appliances.

2000s: Stainless-steel’s popularity surges, as foodie culture takes off and consumers aspire to cook like the pros.
Today: Mainstream manufacturers continue to experiment with alternatives to stainless steel, whose elegance and versatility are proving hard to beat.

The new appliances reflect, in part, the kitchen’s changing role in the home. In an open floor plan, the kitchen functions as the hub of relaxing and entertaining—a return to its historic role as the center of family life.

“Until the industrial age, the kitchen was central to the home,” says Victoria Matranga, an industrial-design historian and program coordinator for the International Housewares Association. It lost that role as kids went to their second-floor bedrooms with their own TV, she says, adding “Now there’s a movement to get people together again, in the kitchen.”

Patrick Schiavone, Whirlpool’s vice president of global consumer design, spent two decades as a car and truck designer at Ford Motor Co. F +3.61% before joining Whirlpool in 2010. In the midst of house-hunting near Whirlpool headquarters in Benton Harbor, Mich., he is set against stainless steel for his kitchen appliances. “I’m over it,” he says.

Mr. Schiavone’s first big U.S. project at Whirlpool was the development of the company’s Ice Collection, which aims to remake what Mr. Schiavone saw as the outdated look of black and white appliances on the market. “We wanted to make them as beautiful as stainless steel,” he says. “We want it to feel more like it was meant to be in the space, rather than be some futurist styling of machinery.”

Consumers typically buy a new appliance when an old one breaks after a decade or two of use. They often mix different brands. Mr. Schiavone wants the Ice Collection’s distinctive look to push people to splurge on the whole collection. “We were careful to make a suite that people lusted after,” he says.

The appliance industry needs a boost after several years in which the housing market slump has dampened appliance sales. Manufacturer discounts have eaten into profits.

GE is betting on a metallic matte finish it calls “slate.” Figuring that cost-conscious consumers aren’t likely to replace all their appliances at once, GE revised the new finish several times, making it warmer so as to complement the stainless steel, white or black appliances already found in consumers’ kitchens.

“Not every consumer is ready to completely change out their kitchen appliances,” says Lou Lenzi, director of industrial design for GE Appliances. “They don’t see the need to swap that expensive range they bought a year ago.”

There is a 12- to 15-year life span for an appliance finish to build momentum, peak and decline, Mr. Lenzi says. “For stainless steel to have such a strong run is remarkable.” Still, he says he detects “stainless fatigue” in the market. “Living-room aesthetics are appearing in the kitchen’s cabinetry and flooring,” he says. “Then you have this big piece of industrial steel staring at you. Clearly there is a disconnect.”

Slate’s development was veiled in secrecy. Mr. Lenzi’s team used code names like “Dorian Gray” and “Earl Grey.” The team noted that countertops were becoming less polished and figured a matte appliance finish would complement them better. A muted surface shine also makes appliances resemble the flat-screen TVs and iPads that are increasingly at home in the kitchen.

At the high end, Viking Range Corp., whose iconic open-burner stainless-steel range was one of the first to bring pro-kitchen styling into homes, offers 23 color alternatives to stainless steel, including Cinnamon, Wasabi, Kettle Black and Dijon, launched this spring. Still, stainless steel dominates. “I’d say 80% of our sales are still stainless steel,” says Brent Bailey, design director at Viking Range. “I could add another 100 colors and the percentage wouldn’t change much.”

Wolf, part of Sub-Zero Inc., chose highly reflective black glass for its new E Series line. “Glass is becoming more popular in our society in general, and in architecture the buildings coming up are glass,” says Michele Bedard, vice president of marketing. There won’t be a white counterpart, though. “It’s been debated, but white doesn’t have that lasting power,” Ms. Bedard says. “We test our appliances to last 20 years.”

German maker Bosch, meanwhile, stands by stainless steel in the U.S. “We’ve seen in the last 10 or 15 years alternative finishes on the market, but they’re not enduring,” says Graham Sadtler, industrial design manager for the German company. “Similar to fashion, fads come and go.”

Getting consumers to switch from stainless steel isn’t easy. Jenn-Air launched a line of “oiled bronze” appliances in 2007; it has already dialed back availability of the finish in certain models. “We hoped that oiled bronze would take off,” says Brian Maynard, Jenn-Air’s brand marketing director. “It got a lot of attention and it sold quite well, but we’ve seen it wane a little recently. We’re not disappointed with it, but it just isn’t stainless steel.”

Electrolux ELUX-B.SK -0.18% recently introduced a black-steel finish in markets outside the U.S. but says it thinks stainless won’t go away soon. “People still want that connection between the restaurant experience and their own home,” says Bob Martin, Electrolux’s design director of major appliances in North America. “Stainless steel at the high end will be strong and stay strong for a long time.”

“Other finishes haven’t achieved the same level of sophistication in terms of aesthetic,” says Stefano Marzano, chief design officer for Electrolux. Lately Mr. Marzano has been exploring possibilities made with stone, ceramic and enamel.

Stainless steel’s staying power is partly the result of how Americans approach their kitchens, says David VanderWaal, director of brand marketing for LG’s home appliances. “They start with the cabinets, then it’s flooring, countertops, lighting and then finally it’s their appliances.” LG isn’t offering alternatives, he says. “We don’t see the trend of stainless steel appliances diminishing.”

Written by Ellen Byron

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We usually go to gardens to unplug. But it turns out your mobile gadget can make a pretty good partner out there.

We usually go to gardens to unplug. But it turns out your mobile gadget can make a pretty good partner out there.

More in Technology

Before you even set foot in the yard, an app can help you figure out what to plant. Landscaper’s Companion, Grow Your Own and GardenID offer reference guides with sowing suggestions, lists of plants native to your area and information about growth rates, bloom times and sun and water needs, among other things.

Landscaper’s Companion runs $4.99 for its Apple version, from Stevenson Software LLC, and the Android version, from Agile Track Software LLC. Grow Your Own, from the Royal Horticultural Society, and GardenID, from MEDL Mobile Inc., are both free for Apple devices.

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GardenTrackerGarden Tracker lets you map out your garden and track its progress.

You can also check out apps that offer information on specific types of plants, like Vegetable Garden Guides ($1.99 from Primolicious LLC), Fruit Garden ($1.99 for Apple devices and 99 cents for Android from CleverMatrix Ltd.), Herbs+ ($2.99 for Apple devices from EOBear Software) and FlowerPedia ($4.99 for Apple devices from Muli Mobile Ltd.).

It’s a Dirty Job

Once you’ve decided what to put in the ground, apps like Garden Tracker, Garden Plan Pro and Grow Planner let you plot out your plot. You can create a virtual map of your space and then drop in plants to see how they fit.

The apps also help you keep an eye on your garden’s progress. Garden Tracker, for example, lets you record when you water, fertilize and treat your plants and tells you how long you have to wait to harvest them. The app, from Portable Databases, runs $1.99 for iPhones and $3.99 for iPads. Grow Planner, from Ogden Publications Inc.’s Mother Earth News, and Garden Plan Pro, from Growing Interactive, run $19.99 for the iPad.

Grow Your OwnGrow Your Own offers sowing suggestions and info like water needs and growth rates.

If you want just the tracking features without the mapping, Gardening Toolkit and another app simply called Gardening have virtual journals and to-do lists so you can log your findings in the field and know when a plant is ready to be picked. Gardening Toolkit, from Applied Objects, runs $1.99 for iPhones and $3.99 for iPads. Gardening, by developer Jeff Hale, costs 99 cents for Apple devices.

The Fertilizer Calculator, $1.99 for Apple devices from TimesToCome Mobile, lets you record the dates you’ve fed your plants and calculate how much fertilizer you’ll need for your yard. And the Harvest Landscape Calculator, free for Apple devices from Harvest Power, allows you to figure out how many bags of soil to purchase for your plot, among other features. The app also comes with quotes to inspire you, such as John Steinbeck’s line, “There is nothing pleasanter than spading when the ground is soft and damp.”

Still, it’s hard to imagine spading could be pleasant when pests have overtaken your garden. Bugs in the Garden, from developer Justin Davidson, and Natural Guides LLC’s Garden Insects provide lists of common intruders, with information on what plants they affect, the damage they do and how to manage and repel them. You might also find out it’s better to leave them alone: Despite the assassin bug’s menacing name, for instance, it controls a number of pests, including aphids, cabbage worms and Japanese beetles, according to Bugs in the Garden. Both apps are 99 cents; Garden Insects is available only for Apple devices.

Bugs in the GardenBugs in the Garden identifies intruders and tells you how to repel the harmful ones.

Bringing It All Back Home

Assuming you’ve beaten the bugs and watered and fed your plants as necessary, you should have a healthy crop yield. The free Gardening Guide app, from Mother Earth News, offers advice on the best ways to harvest, store and cook your produce, among other things. The Good Food Seasonal Recipes app—$2.99 for Apple devices from BBC Worldwide Ltd.—gives you monthly culinary recommendations based on what’s growing. Similarly, 101 Recipes from Nature’s Garden is a good source for growers who want to find simple, creative ways to prepare their fruits and vegetables. The app, from Aimfire LLC, costs 99 cents for Apple devices.

What if you’ve grown more than you can eat? StoneRaven LLC’s free AmpleHarvest app helps you locate food pantries in your area so you can donate healthful items to hungry people in need.

By MATTHEW KASSEL

COURTESY OF YOUR NUMBER ONE ARCADIA REAL ESTATE AGENT